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Health Insurance

For COVID-19 related information, visit the CityU COVID-19 section. Our office is closely monitoring updates from the Government of Canada and will keep adding relevant COVID-19 information to the page to address your concerns. Please note, as information can change without notice, for the most current information, always visit the Immigration, Refugees and Citizenship Canada’s website and the Government of Canada website.

The cost of health care in Canada is very high for those who do not have health insurance. Without coverage, you could be denied treatment or pay thousands of dollars each day for medical services.

As a result, in order to ensure medical issues do not cause financial difficulty or compromise academic progress, all CityU students are required to have comprehensive coverage for the entire duration of their studies.

Family members who are with you in Canada should also have comprehensive coverage. You can purchase coverage for them at an additional cost.

StudyInsured

What is it?

Study Insured provides emergency medical insurance coverage for international students who are new in Canada.

As with all StudyInsured™ health insurance plans, this includes illnesses and expenses related to COVID-19, during and after quarantine.

If you want to know more or have questions about your international student insurance coverage, contact StudyInsured

The BC Medical Services Plan

What is it?

The British Columbia (BC) Medical Services Plan (MSP) covers required medical services provided by physicians, specialists, diagnostic facilities, laboratory facilities, and hospitals.

Visit the BC MSP website for information about benefits.

How am I enrolled?

If you intend to stay in British Columbia (BC) for fewer than six months, you are not eligible for the BC Medical Services Plan (MSP).

All other international students must submit an application for enrolment when they arrive in BC.

The application for enrolment is available online.

If you have difficulty submitting the online form, try one of the other application options.

You will receive in the mail a Non-Photo BC Services Card with a personal health number (PHN) which will allow you to access required medical services.

How do I pay the fees?

You will receive an invoice for your monthly fees and instructions for how to pay.

The health fee for international students is $75 per month per student.

Please refer to the BC Ministry of Health’s Questions and Answers: Health fee for international students document for more information.

Please note that international students are not eligible for premium assistance. 

What are the effective dates of my coverage?

After you apply for the British Columbia (BC) Medical Services Plan (MSP), there is a waiting period before your coverage begins.

The waiting period consists of the balance of your month of arrival in BC plus two more months. For example, if you arrive in BC any day in August your coverage will begin on November 1, but if you arrive in BC any day in September your coverage will begin on December 1.

Your BC MSP coverage expires when your temporary resident status in Canada expires. This date appears on your Canadian immigration document.

Most new international students are automatically enrolled in the guard.me@UVic plan, which covers required medical services to address new and unexpected illness or injury during the BC MSP waiting period.

I am already covered by another provincial or territorial public health plan.

If you are moving to British Columbia (BC) from another Canadian province or territory contact Health Insurance BC by phone and ask to speak with an enrolment specialist about your options.

I am already covered by the BC Medical Services Plan.

Check your BC Services Card.

If necessary, follow the instructions below to inform Health Insurance BC that your mailing address has changed or to extend your coverage.

How can I change my mailing address?

Submit an MSP Account Change Request online or contact Health Insurance BC by phoneto provide your new mailing address.

How can I extend my coverage?

Your British Columbia (BC) Medical Services Plan (MSP) coverage expires when your temporary resident status in Canada expires. This date appears on your Canadian immigration document.

It is very important that you start the process of extending your temporary resident status in Canada at least four months before it expires to avoid a lapse in your BC MSP coverage.

If, when you receive your new Canadian immigration document, your BC Services Card has not yet expired, or has been expired for less than six months, submit an MSP Account Change Request online to extend your BC MSP coverage.

If, when you receive your new Canadian immigration document, your BC Services Card has already been expired for more than six months, contact Health Insurance BC by phone for instructions.

I plan to leave BC temporarily.

Some basic information is available on the BC MSP website.

If your BC Services Card is still valid, contact Health Insurance BC by phone and ask to speak with an enrolment specialist about your options.

I plan to leave BC permanently.

Some basic information is available on the BC MSP website.

If your BC Services Card is still valid submit a Permanent Move Outside British Columbia form online or contact Health Insurance BC by phone to cancel your coverage.

How do I contact Health Insurance BC?

Instructions for contacting Health Insurance BC are available on the BC MSP website.

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